Liverpool

For yield, it's one of the strongest in the UK — gross yields of 5–8%+ against an average entry price of only around £185k, with forecast growth of 25–31% behind the £5.5bn Liverpool Waters waterfront regeneration. It's the highest-yield, lowest-entry-cost city on our list.

5–8%+ gross is realistic across the city, with the strongest numbers typically in HMO and student-focused strategies given the ~57,000-student population. Run your own numbers on our yield calculator.

Liverpool Waters (the £5.5bn waterfront scheme), the Knowledge Quarter (life sciences and university-linked development) and the Baltic Triangle (the creative/tech district with the fastest-rising values) are where the momentum is concentrated.

It reflects Liverpool's longer economic recovery curve rather than lower demand — the city is now in the middle of one of the largest waterfront regenerations in Europe, which is precisely why entry prices remain low relative to the growth forecast. That combination is the investment case, not a red flag.

No. Sourcing, due diligence, conveyancing and management can all be handled remotely — see our guide for overseas investors.

Liverpool’s low average property prices (£185,000, ONS) against strong, broad-based rental demand — from three universities and a growing digital/healthcare/creative jobs base — combine to produce a city-wide average gross yield of 7.7% (Zoopla), among the highest of any major UK city. It’s the clearest yield-first market on our list.

Non-UK residents pay a 2% Stamp Duty Land Tax surcharge on top of all other applicable rates, which stacks with the standard 5-percentage-point surcharge on additional/buy-to-let properties — so a non-resident buying a second property here pays 7 percentage points above the standard residential rate (GOV.UK; Deloitte TaxScape, current 2025/26 rates). We’ll model the exact figure for any specific property before you commit, and our stamp duty calculator gives you a fast estimate.